-ȯ ȭ
δ ̰ غ մå 3 ǥѴ.
ȹ ڴ "2 Ǹ å Ȯƴ" "Ϸ ε鿡 ˸ 4 ̾ մå ̳ ǥ ȹ"̶ .
Ʈ δ ǹ Ӵǹ ϴ ü ñ ߴ.
60 20%, 60~85 40%, 85ʰ 40% ִ ǹ ̴. δ 85ϸ 60% ϵ 60Ͽ 60~85 ʰ ü ϵ Ѵٴ ħ̴.
þ 25% Ӵ ǹ Ǽϵ ϴ Ӵǹ ɼ . Ӵ 䰡 ֵ 뼺ְ Ѵٴ ȹ̴.
, , , õ Ϻ ϰ ǰ ȴ. ' 3' ̴.
Ǹ ô㺸 㺸(LTV) 40% 60% Ѻäȯ(DTI) ʴ´.
ٸ ʰͿ ְ 50% δ ű ʰ ȯġ δ.
뿡 δ 鼭 â ȭǰ ִٴ κ ȭϴ ̴. ̹ۿ ַλ ̿롤ȯ桤 ι ȭϴ ȵ å ̴.
̹ մå ȯ ȭ ε Ǽ Ȱȭ ĸ Ȯ ұ ȭ Եȴ.