Ӹ · źб⸶ ʾ ؾ ϴ ̱ (IB) ѱ ڴ ֱ ̱ ϰ ջ緡 ġ ̻ Ʋ.
ֱ 5 ݾ شϴ ֽ ɼ ҽϴ. ҵ漼 δ ʾ ְ ö Ҹ ϴ. ֽ 20 . װ 1 Ʒ ϴ. ̹ ϸ Ұմϴ١
ٸ θ ̱ ū ǰ ְ Ѵ.
2008 , ̱ Ⱑ ϴ ѱ ı̶ ɿ ô ִ. Ǿڰ þ, ֽ ε ȭ ä ڻ갡 鼭 ü ɿ ηϰ ִ. ȯ 2400 ̸, DTI ѹ ռ ν ɼ , ǹ ݴп ٸ , Ҿ ʰ ִ.
ѱ 2008 ϴ. ְ (۳⸻ 1897.53 22 1460.34) ܱ 28̳ ŵ ſ Ǵ. ȯ (ȭġ , ۳⸻ 936.1 22 1140.3) ͵ ߵ ܱ ѱ ϴ ̴. ε갪 ͵ ̱ ۵ Ӹ ¿ ִ.
̹ ̱ ٺ ũ 2 ִ. ϳ ݸ̰, ٸ ϳ ô뿡 ڶ ý̴. 1980븻 S&L ¸ غϱ 3900 õ ̱ Ŀ Ȯ Դ. ߱ ǰ ν ÷̼ ١ ״ ʾҴ.
û Ǯ ֽ ε 귯 ̼ (irrational exuberence)' ڻ갡 ´. ڰ ϴ ڻ갡 ΰ . û ٸ ѱ ִٴ ū ٺ ̷С Ͼ ǽġ .
ϴ ȯ濡 ý۵ . ȭ (IT) ر ̷ ƿ췯 ٴ űǰ , ư ũ ϰ ̷ ߴ. ũ Ѵٸ CDS CDO ̸ ϰ, ˱ ǰ ũ Ŀ Ȳ, 籹 ϴ ũ ֽ ܸ Ű.
2000 IT ر 2001 Ը ȸ 2007 Ӹ ° Ұ ̱ FRB ݸ ߰ ν ٺ ġ ϰ Ը Ű ߸ .
̱ ̱ ں(American Standard) ̱ (Pax Americana) ر ̾ ̶ ʴ. 濵 ܱǿ ںǴ 濵ڸ ܱͱشȭ ִȭ ̾ ɰ 带 ʷߴ. ̷ 150 Ѵ 縦 귯 Ļ , ڴ å̶ Ģ ¦ó 7000 õ ִ ū ̾ ִ.
ѱ ̷ ڶ ǿ ο . 츮 ̱ غ ִٸ . ̱ ⡯ Ե ı̶ ɿ ý ȭ Ƿ Ÿ ϰ ؾ Ѵ.